In recent years, a notable shift has taken place in the world of commercial lending, one that many industry observers might not …
Category: Commercial Mortgage
Why interest coverage ratios are key in commercial mortgage renewals
Understanding the financial health of a commercial property is paramount when approaching mortgage renewals. One of the most critical metrics used by …
The effect of building safety legislation on mortgage approvals for flats
In the wake of several high-profile fire tragedies in the UK, notably the Grenfell Tower fire in 2017, significant attention has been …
Why sustainability certifications are influencing commercial mortgage valuations
Understanding the growing influence of sustainability certifications on commercial mortgage valuations requires examining a shift within both the financial and real estate …
What regional regeneration schemes mean for commercial mortgage appetite
The landscape of commercial property finance has undergone significant change in recent years, particularly in response to broader economic movements and strategic …
Why lenders are tightening exposure to high-rise buildings with cladding concerns
In recent years, the UK property market has undergone seismic shifts in risk perception, particularly in relation to high-rise buildings. One of …
The relationship between interest rate hedging products and large commercial loans
In the dynamic world of corporate finance, interest rates play an immense role in shaping decisions, strategies and outcomes. Nowhere is this …
The role of local economic trends in shaping commercial mortgage demand
Commercial property markets are influenced by a myriad of factors, ranging from interest rate fluctuations and governmental policies to consumer sentiment and …
What rising build costs mean for development and bridging finance
Over the past several years, the property development landscape has undergone a seismic shift. While demand for residential and commercial property remains …